Posted by admin on Jun 19, 2010 in
How To Budget Cut Defense Spending, Save the Economy?
With the spiraling U.S. budget deficit cited as a primary reason for the recently failed jobs bill , there is rising concern on Capitol Hill about how to pay for the things–such as economic stimulus–we so desperately need. The Atlantic’s Josh Green has a suggestion : Why not cut defense spending? It makes up 18.7% of the 2010 federal budget. Secretary of Defense Robert Gates insists we should …
Read more on The Atlantic Wire
Tags: Defense, economy, save, spending
Posted by admin on Apr 1, 2010 in
How To Budget Washoe teachers vote on pact to save jobs, close budget gap
Washoe County schoolteachers voted Thursday on a tentative deal sources say could save several jobs as the district grapples with a $33 million budget shortfall for 2010-11.
Read more on Reno Gazette-Journal
Tags: budget, close, jobs, pact, save, teachers, vote, Washoe
Posted by admin on Mar 8, 2010 in
How To Budget
Unless you step up to the challenge of controlling your finances, your debt level and your financial future, who else will? Preparing a budget is the ideal tool to get you started. It’s also really quite easy.
#1. A budget will show your current financial position.
Without a budget you are not able to clearly see the extent of your spending compared to your income. This is the most important role of your budget. It will show you whether you are living within your means or whether you are living on borrowed funds. It is also the tool that can show you where all your money is being spent. This allows you to answer important questions, such as “Am I wasting money on things I don’t really need?” “Is my credit card debt to blame for my predicament?” and “How much better off would I be if I could manage to be debt free?”
#2. A budget points you to the areas that need your attention.
There are reasons why you are in this worrying financial position. It could be that you are spending more than you earn, you are not paying off the credit cards quickly enough and are paying interest on the interest. Or it could be that you’re not saving for those inevitable emergencies and large financial bills that arise from time to time. The budget can provide answers that show you what is required to fix each situation.
#3. A budget helps you set goals to pay down the debt and save for emergencies.
A budget can help you calculate how much you need to put aside to save for emergencies and large unexpected bills. Is it the children’s education? Is it a holiday for the family or yourself? Is it to set some money aside for retirement? Or, is it to replace the car, furniture or washing machine? If you are spending all you earn and not saving any, you may be condemning yourself to lifelong poverty. Not a happy prospect.
#4. A budget shows whose money you are really spending.
The budget can show you how much of your spending is being funded by others. How much is being funded by the Credit Card provider or the bank. The cost of this funding is interest. The interest costs are most likely the reason you are in this situation, currently. It can clearly show how much you need to reduce your spending to live within your means
#5. A budget can keep you on track and motivated.
Once you have set up a budget it is no use putting it into the drawer and forgetting it ever existed. It is meant to be a living document that can help you often. It can keep you motivated to stick to your plan by tracking your progress towards the goal and seeing your savings rising and debt falling.
A budget is the key to getting your finances under control and the debt worry off your back. Preparing your own budget is very enlightening and offers you the chance of finally getting control of your financial future. Isn’t it worth a little effort? Don’t you deserve it?
Bruce Hokin has designed a simple budget tool called “5 Steps to Freedom” Personal Budget. It’s based on his extensive background as a qualified, experienced accountant, manager, consultant and financial adviser. You can download this powerful budget assistant today and be on your way to financial freedom within the hour. You can also click here for your FREE Mini-Budget.
Tags: budget, Debts, Easy, Money, Reduce, save, Ways
Posted by admin on Feb 21, 2010 in
How To Budget Group hopes to save Providence Black Repertory Company
PROVIDENCE – A new board of directors is forming to reopen the Providence Black Repertory Company – the now-shuttered performance space and nightclub on downtown Westminster Street – according to Casby Harrison III, former chair of the group’s board of directors, which filed for receivership in September .
Read more on The Providence Journal
Tags: Black, Company, Group, hopes, Providence, Repertory, save
Posted by admin on Feb 17, 2010 in
How To Budget Still no deal to save A400M plane: EADS
PARIS (AFP) – Aerospace giant EADS said on Wednesday that a new finance offer from partner governments to try to rescue the troubled A400M military transport plane marked an important step but no deal had been reached.
Read more on AFP via Yahoo! Canada News
Tags: A400M, deal, EADS, plane, save, still